Perfect Way

🏛️ Opening a bank account abroad

Student-friendly banks in each country and how to open an account.

CountryStudent banks
UKMonzo, Starling, HSBC, Barclays, Lloyds
USAChase, Bank of America, Wells Fargo
CanadaScotiabank, RBC, TD, CIBC
AustraliaCommonwealth, ANZ, NAB, Westpac
GermanyDeutsche Bank, N26, Sparkasse (blocked account: Expatrio, Fintiba)
IrelandAIB, Bank of Ireland, Revolut
FranceBNP Paribas, Société Générale, LCL
SpainSantander, BBVA, CaixaBank
ItalyUniCredit, Intesa Sanpaolo
SingaporeDBS, OCBC, UOB
UAEEmirates NBD, ADCB, Mashreq
JapanJapan Post Bank, MUFG, Sony Bank
ChinaBank of China, ICBC
New ZealandANZ, ASB, BNZ

Step by step

  1. 1Arrive and get your student ID / enrolment letter
  2. 2Get proof of local address
  3. 3Book appointment or apply in app
  4. 4Show passport + visa + documents
  5. 5Receive account details and card
  6. 6Set up mobile banking

Documents needed

  • Passport & visa / residence permit
  • University enrolment letter
  • Proof of address
  • Tax/ID number (where required)
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