A prepaid card loaded with foreign currency. Locks your exchange rate, safer than cash, works at ATMs and shops abroad.
| Provider | Currencies | Good for |
|---|---|---|
| HDFC Multicurrency ForexPlus | 20+ | Wide acceptance |
| ICICI Student Travel Card | 15 | Student perks |
| Niyo Global | All (zero markup) | Low fees |
| BookMyForex / Thomas Cook | Multiple | Doorstep delivery |
| Wise card | 40+ | Real mid-market rate |